Texas Prompt Pay Act: Important Information for Physicians

The cost of health care in America has become notoriously expensive in the recent years. According to a news report by The Washington Post, a survey conducted by the think tank The Commonwealth Fund found that the U.S. provides the most expensive but least effective health care services compared to 10 other industrialized nations in the west. The United Kingdom, which ranks first in cost, quality and efficiency, is estimated to have spent around $3,405 per person in 2011. In comparison, the United States spent $8,508—more than double in amount.

Because of such expenses, many Americans rely on health insurance programs to mitigate the cost of medical care. Employees, for example, look to health care benefits provided by their employers. Public health programs such as Medicare and Medicaid also provide assistance for individuals that might not be able to afford health care services.

Of course, this particular system isn’t always bullet proof. While patients typically benefit from insurance programs, physicians usually get the shorted end of the stick. According to a report by the American Medical Association, plenty of doctors fail to receive prompt payment from insurance companies that are supposed to cover the cost of services they’ve rendered for patients. In fact, the report points out that these payments can take up to 6 months. A solution the Texas government has devised is the Prompt Pay Act.

The Texas Prompt Pay Act of 2003 gives physicians an avenue to make legal claims for compensation owed to them by health insurance companies. According to the statute, insurance companies who fail to make necessary payments within a specific time period will be subject to penalties. These penalties will differ depending on the amount of time it takes before full compensation is made.

According to the website of the prompt pay lawyers at Williams Kherkher, the Texas Prompt Pay Act ensures that physicians are properly compensated for the important services they provide for millions of patients. Similar policies are also available in different states.

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Outsourcing 101: Tips for Small Businesses

Running a small business can be a real challenge. Due to limitations in workforce, owners and managers will often have to stretch their resources to ensure that important tasks are accomplished throughout the day. This can cause stress for a lot of employees who are constantly expected to juggle several tasks at a time. It can also lead to a decline in the quality of performance, since most are just keen on making sure that everything on their list is taken care of by the end of the day.

The best solution for such scenarios is outsourcing. By delegating tangential business tasks to external specialists, employees can return to focusing on activities that are more in line with the organization’s core competencies. As long as business owners find the best outsourcing solution for their situation, they can be sure that all their business processes will be handled efficiently and without any hitch.

Research is the first crucial step to outsourcing. Before making any commitments, it’s important to learn of the many options available. Is hiring a freelancer better than working with an external organization? Review all the tasks that need to be streamlined and make a decision accordingly. According an article by Entrepreneur, the tasks best accomplished with outsourcing involve highly repetitive tasks such as data entry and specialized knowledge like IT support. Small businesses can also enlist the help of highly skilled experts for analysis and consultation. This, however, will often come with a steeper prize.

According to the website of Pinoy Partners Outsourcing Center Inc., offshore outsourcing is another viable option, particularly for small businesses working with a tighter budget. While most think that offshoring is only suitable for larger companies, there are actually plenty of options available for small-scale organizations. Several business process outsourcing (BPO) companies abroad provide quality work for smaller organizations. In doing so, small and large companies can stand to save a substantial amount of money.

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How are Properties and Assets Divided during a Divorce?

Divorce can be a very difficult process. First, couples will have to deal with the emotional devastation that typically characterizes the end of a marriage. The whole process can also be complicated by several legal issues. One such issue complicating the process involves the couple’s shared properties and assets.

It is preferable that the division of a couple’s properties and assets are decided on and settled amicably between the involved parties. However, these decisions aren’t always settled outside court. In fact, financial concerns are one of the most highly contested issues during a divorce. Couples typically have a hard time agreeing how their finances and properties should be fairly divided. This is particularly true for situations where one spouse is financially dependent on the other. As such, property and asset division is often settled by the court of law.

In family court, the judge will act as the executor of a couple’s shared estate. He or she will be responsible for the final decision on how properties and assets should be divided in the event of a divorce. This decision will come after considering several factors. In the majority of America, courts usually decide on equal division of assets and properties. However, several states aim for a decision that will prioritize reasonable fairness. In these states, the court will often look at the income and earning opportunities of both spouses, as well as their age, health, and the length of their marriage. If there are children involved, the court will also make considerations for the spouse who has physical custody.

The court will also need to determine which properties and assets were amassed before the marriage. Properties and assets owned by each spouse before they were married will be exempted from the division. However, any financial gains that bore fruit from these separate estates made during the period of the marriage will be included in the division.

These aren’t the only factors that go into the division of properties and assets during a divorce. Each situation will present individual concerns that the court will need to study carefully. Oftentimes, this process can increasingly become difficult. According to the website of Arenson Law Group, PC, the assistance of a qualified family lawyer can ease the process and allow a couple to amicably resolve such a complicated legal issue without causing unnecessary headaches.

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3 Transportation Tips for Weddings

A wedding is a significant occasion. Couples deserve the most memorable experience as they tie the knot surrounded by their family and friends. Such a big occasion often requires months of planning. There will be dozens of concerns to be addressed and the process can be stressful at certain moments.

One of the most important details that needs to be accomplished is the transportation arrangement. Most weddings require venue changes, with the couples and guests shuttling from the ceremony to the reception. Here, we list a couple of tips to help you properly plan and decide for transportation details on your big day.

Book a private car service at least six months before the ceremony

Couples often think that there’s plenty of time between the space of their engagement and their wedding day. While there are some details that can be taken care of a few months before the ceremony, booking a private car service needs to be accomplished as soon as you’ve decided on the date, venues, and wedding party size.

Reserve the vehicle in person

While you can research car services and make inquiries online, it’s important that your car reservation deal is finalized in person. Taking the time to make your reservation in person has plenty of advantages. The most obvious one is that you get to see your chosen vehicle in person. It will also give you a chance to better dialogue with the company to avoid complications that might arise on the day of the wedding.

Arrange transportation for entourage

Couples who can afford to stretch out their budget should also consider arranging transportation details for their bridal party. The entourage plays a crucial role in your wedding ceremony. They’ve also helped a lot in planning the big occasion. It would be great to ensure that they’re comfortable for the rest of the day. Several private car services also offer SUVs and other larger vehicles for rent. Capital City Limousine in Austin, for example, has a luxury van that could seat up to 12 passengers in their fleet.

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Window Covering Safety: Protecting Children from Strangulation Hazards

According to the website of San Diego personal injury lawyers at Ritter & Associates, dangerous products can exist everywhere and cause dangerous accidents every day. An example of such is window coverings, which continue to be staple furnishing in millions of American homes. The U.S. Consumer Product Safety Commission (CPSC) has identified them as one of the most common hidden hazard in the home. According to a CPSC Safety Alert, the cords meant to adjust window coverings pose particular risks for young children. The report estimates that children between 7 months to 10 years old die from window cord strangulation every month. These alarming cases have prompted over five million recalls for window coverings with faulty or defective designs.

The CPSC recognizes four types of window coverings that pose the most danger for young children. The first are window coverings that use pull cords. Another hazardous type of window covering is those that have bead chains or nylon cords. Roman shades and roll-up blinds can also be dangerous. All these window coverings leave free-standing loops or long cords that could cause strangulation, especially if they are within a child’s reach.

It would be better for parents to opt for cordless window coverings in their homes. They can also follow some safety tips and guidelines prescribed by the CPSC. Avoid placing cribs, beds, chairs, and other furniture near windows with coverings. Second, make sure loose cords are inaccessible by using tension devices that can keep the cords taut.

While parents play an important role from making sure these strangulation hazards are taken care of, Wilson & McQueen, PLLC emphasize on their website that product manufacturers also play a crucial part in ensuring the safety of their consumers. The website of the Chris Mayo Law Firm also points out that manufacturers can be held accountable for any accidents caused by faulty or defective window coverings through product liability laws.

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Exposure to PCBs

Polychlorinated Biphenyls, or PCBs, are a hazardous man-made chemical that was produced in the United States from 1929-1979. PCBs were primarily used in electrical equipment, insulation, lighting, and adhesives. One of the many dangers of PCBs is the level of exposure humans are susceptible to after PCB manufacturing plants improperly disposed of waste over 50 years. Large manufacturing corporations like Monsanto are responsible for thousands of tons of PCBs still harming the environment today, over 30 years after manufacturing of the unsafe chemical ceased.

The molecular construction of PCBs causes the chemical to resist the natural process of breaking down. This means that PCBs in the environment will persist for years, presenting a danger to the organisms that come into contact with the chemical. Water sources, soil, and animals are susceptible to the dangers PCBs present. Smaller animals, such as fish, are more likely to become contaminated by PCBs and pass on the chemical contamination through consumption by larger animals.

PCBs accumulate and strengthen over time since the molecular structure does not readily break down. This bioaccumulation process increases the health risk in humans that consume fish contaminated with PCBs. One of the possible side effects of exposure to PCBs is cancer. Other potentially life-threatening health concerns that may occur include adverse effects in the immune system, nervous system, and reproductive system.

Surface soils and water sources are also a principal concern for PCB exposure. Monsanto PCBs are responsible for the environmental destruction of Anniston, Alabama, a town in which the citizens are unable to mow their lawns without wearing masks because the PCB concentration in the soil is dangerously high. Other cities have reported high amounts of PCB within their water supply, putting men, women, and children of those contaminated towns at risk.

Exposure to PCBs is a daily occurrence in humans since the prevalence of the chemical was profound before it was deemed unsafe. Even the workplace and other indoor areas may have remnants of PCBs due to use of old fluorescent lights and other electronics made with the chemical. It is important to remain aware of the hazards PCBs may cause and hold the manufacturers responsible for the pollution they produced.

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