Whiplash: Information about a Typical Car Accident Injury

Whiplash is an injury that is commonly suffered by car accident victims. According to the Mayo Clinic, the injury is caused by a forceful and rapid back and forth movement of the neck that often occurs due to rear-end collisions. It is characterized by severe pain and stiffness in the neck, as well as constant headaches. It is also sometimes referred to as neck sprain or neck strain.

The first symptoms whiplash will usually develop within 24 hours following the accident. More symptoms are then felt in the following days. Left untreated, these symptoms also gradually increase in their severity.

The most common symptom is neck pain and stiffness. Usually, the pain worsens anytime the neck is moved. Headaches are also a common characteristic of whiplash, especially if the pain radiates from the base of the skull. Car accident victims suffering from whiplash can also suffer from fatigue, dizziness, as well as tenderness or pain in the shoulders, upper back, and arms. Sometimes, victims can also experience blurred vision, ringing in the ears, and a numbness or tingling feeling in their arms.

Sometimes, whiplash can also lead to symptoms that affect a person’s cognitive and psychological health. In particular, it can also cause issues with concentration, difficulty sleeping, irritability, memory lapses, and depression.

According to the website of the Chris Mayo Law Firm, whiplash is one of the most common injuries caused by reckless driving. While it may not be particularly life-threatening, it can keep a person in severe and debilitating pain for a long time. Anyone who have been involved in rear-end collisions experiencing any of the aforementioned symptoms should seek medical treatment right away. Victims suffering from whiplash may require simple over-the-counter drugs or several months of physical therapy. The website of the Milwaukee car accident lawyers at Habush Habush & Rottier says that victims have the legal option to pursue compensation, especially if they need assistance with medical costs.

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Writing Your Will

A majority of Americans believes that estate planning is a necessity reserved only for the wealthy. After all, only people with significant assets and properties, such as successful attorney Ali Mokaram from the Mokaram Law Firm, will have enough to properly distribute what they own to beneficiaries. This, however, can’t be farther from the truth. In fact, it’s a common misconception that can leave plenty of individuals in dire situations. Estate planning helps individuals have control on how their properties and finances will handled after death, ensuring their families and loved ones are well taken care of.

The first step to estate planning is the writing of a Will. This official legal document will hold declarations regarding how specific assets and properties should be divided and distributed, along with other related concerns. Important decisions that are typically included in a Will include plans for dividing and distributing estate, the name of chosen beneficiaries, and personal choices regarding end-of-life care. Individuals with children can also add the name of legal guardians who will take over childcare.

Aside from the details above, the Will also needs to bear the name of the executor. This person will be responsible for making sure all arrangements and decisions written in the Will are properly accomplished. As such, the executor needs to be someone known to be trustworthy and responsible. In the eyes of the law, anyone who is 18 or older and hasn’t been charged with a crime can be named an executor. Anyone who declines the responsibility will have to file a declination and will be replaced as decided by the court.

It’s also important to note that writing a Will is a long and constant process. A proper Will needs to be constantly updated, especially for the following scenarios:

  • Change in value of estate
  • Change in marital status
  • Change in address
  • Death or incapacitation of executor
  • Death of beneficiary
  • Becomes a parent

A Will is automatically considered an official legal document as long as it was written by an individual 18 years of age and older with sound judgment and full mental capacity. It’s also important that the document explicitly states its purpose and the name of the executor. While it is official declared valid when signed in the presence of two witnesses, USA.gov also advises that the Will be notarized to avoid any conflict and invalid claim. Most Wills contests stem from the use of ambiguous words or contain false information. A Will made under duress can also cause a lot of problems for the executor and beneficiaries. This scenario could also fall under the categories of undue influence or nursing home abuse.

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Texas Prompt Pay Act: Important Information for Physicians

The cost of health care in America has become notoriously expensive in the recent years. According to a news report by The Washington Post, a survey conducted by the think tank The Commonwealth Fund found that the U.S. provides the most expensive but least effective health care services compared to 10 other industrialized nations in the west. The United Kingdom, which ranks first in cost, quality and efficiency, is estimated to have spent around $3,405 per person in 2011. In comparison, the United States spent $8,508—more than double in amount.

Because of such expenses, many Americans rely on health insurance programs to mitigate the cost of medical care. Employees, for example, look to health care benefits provided by their employers. Public health programs such as Medicare and Medicaid also provide assistance for individuals that might not be able to afford health care services.

Of course, this particular system isn’t always bullet proof. While patients typically benefit from insurance programs, physicians usually get the shorted end of the stick. According to a report by the American Medical Association, plenty of doctors fail to receive prompt payment from insurance companies that are supposed to cover the cost of services they’ve rendered for patients. In fact, the report points out that these payments can take up to 6 months. A solution the Texas government has devised is the Prompt Pay Act.

The Texas Prompt Pay Act of 2003 gives physicians an avenue to make legal claims for compensation owed to them by health insurance companies. According to the statute, insurance companies who fail to make necessary payments within a specific time period will be subject to penalties. These penalties will differ depending on the amount of time it takes before full compensation is made.

According to the website of the prompt pay lawyers at Williams Kherkher, the Texas Prompt Pay Act ensures that physicians are properly compensated for the important services they provide for millions of patients. Similar policies are also available in different states.

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Outsourcing 101: Tips for Small Businesses

Running a small business can be a real challenge. Due to limitations in workforce, owners and managers will often have to stretch their resources to ensure that important tasks are accomplished throughout the day. This can cause stress for a lot of employees who are constantly expected to juggle several tasks at a time. It can also lead to a decline in the quality of performance, since most are just keen on making sure that everything on their list is taken care of by the end of the day.

The best solution for such scenarios is outsourcing. By delegating tangential business tasks to external specialists, employees can return to focusing on activities that are more in line with the organization’s core competencies. As long as business owners find the best outsourcing solution for their situation, they can be sure that all their business processes will be handled efficiently and without any hitch.

Research is the first crucial step to outsourcing. Before making any commitments, it’s important to learn of the many options available. Is hiring a freelancer better than working with an external organization? Review all the tasks that need to be streamlined and make a decision accordingly. According an article by Entrepreneur, the tasks best accomplished with outsourcing involve highly repetitive tasks such as data entry and specialized knowledge like IT support. Small businesses can also enlist the help of highly skilled experts for analysis and consultation. This, however, will often come with a steeper prize.

According to the website of Pinoy Partners Outsourcing Center Inc., offshore outsourcing is another viable option, particularly for small businesses working with a tighter budget. While most think that offshoring is only suitable for larger companies, there are actually plenty of options available for small-scale organizations. Several business process outsourcing (BPO) companies abroad provide quality work for smaller organizations. In doing so, small and large companies can stand to save a substantial amount of money.

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How are Properties and Assets Divided during a Divorce?

Divorce can be a very difficult process. First, couples will have to deal with the emotional devastation that typically characterizes the end of a marriage. The whole process can also be complicated by several legal issues. One such issue complicating the process involves the couple’s shared properties and assets.

It is preferable that the division of a couple’s properties and assets are decided on and settled amicably between the involved parties. However, these decisions aren’t always settled outside court. In fact, financial concerns are one of the most highly contested issues during a divorce. Couples typically have a hard time agreeing how their finances and properties should be fairly divided. This is particularly true for situations where one spouse is financially dependent on the other. As such, property and asset division is often settled by the court of law.

In family court, the judge will act as the executor of a couple’s shared estate. He or she will be responsible for the final decision on how properties and assets should be divided in the event of a divorce. This decision will come after considering several factors. In the majority of America, courts usually decide on equal division of assets and properties. However, several states aim for a decision that will prioritize reasonable fairness. In these states, the court will often look at the income and earning opportunities of both spouses, as well as their age, health, and the length of their marriage. If there are children involved, the court will also make considerations for the spouse who has physical custody.

The court will also need to determine which properties and assets were amassed before the marriage. Properties and assets owned by each spouse before they were married will be exempted from the division. However, any financial gains that bore fruit from these separate estates made during the period of the marriage will be included in the division.

These aren’t the only factors that go into the division of properties and assets during a divorce. Each situation will present individual concerns that the court will need to study carefully. Oftentimes, this process can increasingly become difficult. According to the website of Arenson Law Group, PC, the assistance of a qualified family lawyer can ease the process and allow a couple to amicably resolve such a complicated legal issue without causing unnecessary headaches.

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